TheraBulb products are eligible for purchase or reimbursement under many Health Savings Account (HSA) plans. Because every plan sets its own rules, your plan administrator makes the final determination. This page explains how the process generally works and what documentation to keep on hand.
Documentation Typically Required
The IRS classifies items like near infrared bulbs and lamps as dual-purpose, meaning they can be used for general wellness or in connection with a specific medical concern. For dual-purpose items, most plan administrators require a Letter of Medical Necessity (LMN), which is a document from a licensed healthcare provider confirming that the product is appropriate for your specific medical situation.
A few things to know about LMNs:
- Your healthcare provider, not TheraBulb, determines whether an LMN is appropriate for you.
- Many administrators expect the LMN to be dated on or before your purchase date, so it is wise to obtain one first.
- LMNs are typically valid for 12 months and should be kept on file with your receipt for at least three years in case your plan or the IRS requests documentation.
How Reimbursement Typically Works
Step 1: Check Your Plan
Contact your HSA administrator (or review your program guidelines) to confirm whether TheraBulb products qualify under your plan and whether an LMN is required.
Step 2: Obtain Any Required Documentation
If your plan requires an LMN, speak with your healthcare provider before making your purchase.
Step 3: Make Your Purchase and Save Your Records
Your TheraBulb order confirmation serves as an itemized receipt showing the merchant, purchase date, product name, and amount paid.
Step 4: Submit Your Claim
File your reimbursement claim with your plan administrator, including your itemized receipt and LMN if applicable.
Step 5: Retain Your Records
Save your receipt and supporting documentation for at least three years.
Your Plan Has the Final Word
Eligibility requirements, documentation standards, and claim procedures vary from plan to plan. Always refer to your program guidelines or contact your plan administrator for specific instructions before making a purchase you intend to submit for reimbursement. TheraBulb cannot determine eligibility on behalf of any plan.
Need an additional copy of your order confirmation for a claim? Contact us at support@thearbulbusa.com and we'll be glad to help.
Disclaimers
This page is provided for general informational purposes only and does not constitute tax, legal, or benefits advice. Consult your plan administrator, healthcare provider, or tax professional regarding your individual circumstances.
TheraBulb's products have not been tested with regard to their ability to diagnose, treat, or cure any disease or medical condition or confer any medical or health benefit. They are not intended for such purposes unless directed by a medical professional. Anyone who intends to use our products for any sort of therapeutic purpose is advised to consult with a medical professional beforehand.